Design Professional Liability

We offer Design Professional Liability Insurance (DPL) on a claims made and reported basis.

Our DPL policy provides broad protection for a wide range of design professionals, including architects, engineers, land surveyors, planners, construction managers and consultants to the building and construction industry.

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Susan MacEachern

Senior Vice President

+1-416-361-7205

Highlights
  • Highly experienced management, underwriting and claims teams
  • Full local authority for underwriting and claims
  • Limits available up to $10,000,000 (CAD or USD)
  • Primary and excess
  • Policies backed by the exceptional financial strength and solid claims-paying ability of AXIS Reinsurance Company
  • Excellent claims service
Products & Capabilities
  • Broad definition of Professional Services; includes Construction Manager
  • No hammer clause
  • Wrongful acts of Insured Individuals not imputed to other Insured Individuals
  • Coverage includes interest in Joint Ventures
  • Broad definition of Insured includes contract or leased personnel
  • Worldwide coverage, where permissible by law
  • Coverage includes Pollution Events arising out of Professional Services
  • Blanket Project Excess Coverage
  • Expense Reimbursement for attending legal proceedings related to Claims; $500 per day up to $10,000 per policy period, not subject to the Retention and in addition to the Limits of Liability
  • Expense Reimbursement for attending proceedings related to Regulatory Actions; up to $25,000 per policy period, not subject to the Retention and in addition to the Limits of Liability
  • Retention Credit of 50% for Mediated Claims, up to a maximum reduction of $25,000
  • Expense Reimbursement for attending Disciplinary Proceedings up to $25,000 per policy period, not subject to the Retention and in addition to the Limits of Liability
  • Expense Reimbursement for Lost Documents up to $25,000 per policy period, not subject to the Retention and in addition to the Limits of Liability
  • Pre-Claim Assistance and Circumstance Reporting
  • Automatic coverage for New Subsidiaries
  • Automatic Additional 30-Day Reporting Period
  • Coverage for punitive damages, where allowed by law
Optional Coverage
  • Defense outside the limit and first dollar defense
  • Limited Mold Exclusion – sublimit of coverage available
  • Limited Asbestos Exclusion – sublimit of coverage available
  • Extended Reporting Period provision
  • Addition of Independent Contractors to the definition of Insured
Coverage is underwritten by AXIS Reinsurance Company (Canadian Branch), which is authorized and supervised by the Office of the Superintendent of Financial Institutions. AXIS Reinsurance Company (Canadian Branch) is licensed in all Canadian provinces and territories. AXIS Reinsurance Company is an admitted carrier in all 50 of the United States and the District of Columbia.