Our Customers
Target business
We offer brokers unique underwriting solutions based upon experience, creativity and the ability to structure policy wording.
E&S Property
Why Us
AXIS E&S Property helps brokers in the specialty insurance marketplace. We provide solutions for specialty lines such as fire and allied lines, inland marine, and DIC including flood and earthquake. Exposures or risk characteristics typically include the perils of fire, wind, hurricane, flood, earthquake or terrorism.
To address these exposures, the AXIS E&S Property team has a broad range of solutions that include single peril, DIC and all risk coverage in combination with primary, excess or quota share participation.
100% dedicated to the wholesale distribution network
Broad risk appetite including catastrophic and non-catastrophic risk
Highly specialized underwriting and claims teams with advanced individual risk and portfolio management tools
Solutions
With an in-house team of risk modeling experts, AXIS Catastrophe Exposures Insurance offers financial protection from the perils of wind, flood or earthquake in many hard-to-insure areas.
- Earthquake coverage in California, Alaska, Hawaii, New Madrid, and the Pacific Northwest
- Wind coverage in 1st- and 2nd-tier counties from Maine to Texas (including Harris County, TX), as well as the entire states of Florida and Hawaii
- High hazard flood coverage including areas designated by the National Flood Insurance Program (NFIP) as zones A, V and Shaded X
AXIS offers non-catastrophe exposures coverage for difficult to place risk. Typically these accounts are focused upon perils other than wind, flood or earthquake.
- Traditional E&S property exposures
- Vacant or unoccupied properties
- Unprotected properties
- Unique property exposures
With an in-house team of risk modeling experts, AXIS Catastrophe Exposures Insurance offers financial protection from the perils of wind, flood or earthquake in many hard-to-insure areas.
- Earthquake coverage in California, Alaska, Hawaii, New Madrid, and the Pacific Northwest
- Wind coverage in 1st- and 2nd-tier counties from Maine to Texas (including Harris County, TX), as well as the entire states of Florida and Hawaii
- High hazard flood coverage including areas designated by the National Flood Insurance Program (NFIP) as zones A, V and Shaded X
AXIS offers non-catastrophe exposures coverage for difficult to place risk. Typically these accounts are focused upon perils other than wind, flood or earthquake.
- Traditional E&S property exposures
- Vacant or unoccupied properties
- Unprotected properties
- Unique property exposures
Target classes
Accommodations/Food Service:
- Bars and nightclubs
- Hotels / motels
- Restaurants including fast food chains
Arts/Entertainment:
- Amusement and theme parks
- Bowling centers
- Casinos
- Country clubs
- Gyms / fitness centers
- Racetracks
- Stadiums / auditoriums / theatres
- Zoos
Construction:
- Builders risk (commercial grade construction)
DIC:
- Flood including Zone A and V
- Hurricane wind deductible buydowns
- Primary & excess CAL EQ
- Primary & excess EQ
Habitation:
- Apartments & condos (prefer excess on Frame & JM Construction)
- Mid-rise and high-rise apartments (commercial grade construction)
- Healthcare
Manufacturing:
- Light manufacturing risk
Other services:
- Auto repair
- Laundry and dry cleaners
- Religious organizations
- Social clubs i.e. Elks Lodges
Public entity:
- Housing authoritie
- Municipalities
- School districts
- Rail
Real estate - Rental/Leasing (owned not managed):
- Lessors risk
- Real estate office buildings
- Self-storage facilities
- Wholesale operations
Retail trade:
- Shopping malls / strip malls
- Grocers / supermarkets
- Convenience stores / gas stations
- Auto parts dealers
- Sporting goods stores
Capabilities
- Primary, excess, first-dollar (100% written) and quota share
- Minimum policy premium $25,000
Typical deductibles
- $25,000 for non-critical earthquake
- 5% for California earthquake
- 2% for New Madrid and Pacific Northwest Earthquake
- $25,000 for flood, except in high-hazard flood zones
- 1% to 5% of total insured values for wind in 1st tier counties from Maine to Texas
- $10,000 all other perils
Coverages
Catastrophe Exposures
- Risk driven by perils of wind, flood or earthquake
- Earthquake coverage in California, New Madrid, Hawaii and the Pacific Northwest
- Wind coverage in 1st and 2nd tier counties from Maine to Texas (including Harris County, TX), as well as the entire states of Florida and Hawaii
- Coverage for National Flood Insurance Program (NFIP) Flood Zones A, V and Shaded X
Non-Catastrophe Exposures
- Risk driven by perils other than wind, flood or earthquake
- Traditional E&S property exposures
- Unprotected properties
- Unique property exposures
Note: All capabilities (including deductibles, self-insured retentions, limits of liability and minimum premium) are for illustrative purposes only as to products offered by AXIS insurers licensed in the state and not necessarily indicative of the capabilities of any other AXIS company.
Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. anyone interested in an insurance policy should request a copy of the policy itself for a description of the scope and limitations of coverage The information on this Website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Certain products may be offered by AXIS companies not licensed in your state and therefore may only available through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such finds, and surplus lines insurers are not always subject to the same insurance regulatory standards applicable to licensed insurance companies.
Claims
We deliver on our promises
Effective resolution for customers is achieved with our highly skilled claims specialists focusing on:
- Quick decision making
- Championing your needs
- An honest approach
∗Claims examples may be based on actual cases, composites of actual cases or hypothetical claim scenarios and are provided for illustrative purposes only. Facts have been changed to protect the confidentiality of the parties. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.
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