Professional Indemnity

Our dedicated team of specialists use expertise developed over 20 years to deliver risk management advice, customized coverage solutions and excellent claims service.

We understand the unique exposures various practitioners face, and we offer coverage for professionals in many different fields. Our general commercial Professional Indemnity insurance products help provide financial protection against claims alleging negligence, errors and omissions and other wrongdoing in the performance of professional services.

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Robert Barnum

Assistant Vice President



  • Coverage for a wide variety of professions
  • Broad underwriting appetite
  • Capacity up to £10 million (or currency equivalent)
  • Broad coverage forms, including full civil liability for most professions
  • Free legal helpline
  • Worldwide coverage
  • Primary and excess

Products & Capabilities

Our policies are tailored to provide profession-specific protection, including but not limited to:

  • Costs and Expenses incurred for pursuing a Claim for the Infringement of the Insured’s Own Copyright (Engineers)
  • Mitigation of Loss Coverage (Design and Construct)
  • Fitness for Purpose Coverage (Design and Construct)
  • Estate Agents and Health and Safety Legislation Coverage (Surveyors)
  • Asbestos and Pollution Coverage (Surveyors)

Additional policy features include:

  • Defense Costs (lawyers, court costs, experts) payable in addition to the Indemnity limit
  • Court Attendance Compensation
  • Innocent Non-Disclosure Clause
  • Coverage for Copyright Infringement
  • Bodily Injury/Property Damage Coverage
  • Coverage for Adverse Findings of Adjudicators and Arbitrators
  • Automatic Subsidiary Coverage (including newly created or acquired entities)
  • Coverage for Claims made against the Insured arising from Loss or Damage to Documents
  • Any One Claim or Aggregated policy limit
Target Classes

We offer bespoke insurance products for the following professions:

  • Accountants
  • Solicitors
  • Insurance Brokers
  • Security Consultants
  • Architects
  • Engineers
  • Design and Construct
  • Surveyors

In addition, our broad Miscellaneous Professional Liability (MPL) form enables us to tailor protection for a diverse array of professional service providers.