What type of risk partners is it good for?

  • Life insurers
  • Producer and intermediary captives
  • Managing General Underwriters (MGUs), Managing General Agents (MGAs) and brokers
John O'Neill
Senior Life Underwriter
Reinsurance
Dublin, Ireland
john.oneill@axiscapital.comjohn.oneill@axiscapital.com
Tel +353-1-632-5908Tel +353-1-632-5908

Solution

AXIS Life Aggregate Stop Loss Reinsurance

Reinsurance
Our reinsurance solution protects insurers from tail risks arising from extreme mortality, for example, those envisaged by Solvency II. The reinsurance premium for this type of protection is usually a small percentage of reinsurance cover provided. But unlike quota share, it leaves the insurer with the upside of any positive claims experience, creating a far more cost effective solution for them. This solution offers capital relief, especially for insurers regulated under Solvency II. 
 
Typical structures for life reinsurance deals include:
  • Quota share/surplus 
  • Aggregate stop loss 
  • Per person excess of loss 
  • Catastrophe excess of loss
Our reinsurance solution protects insurers from tail risks arising from extreme mortality, for example, those envisaged by Solvency II. The reinsurance premium for this type of protection is usually a small percentage of reinsurance cover provided. But unlike quota share, it leaves the insurer with the upside of any positive claims experience, creating a far more cost effective solution for them. This solution offers capital relief, especially for insurers regulated under Solvency II. 
 
Typical structures for life reinsurance deals include:
  • Quota share/surplus 
  • Aggregate stop loss 
  • Per person excess of loss 
  • Catastrophe excess of loss

Fact Sheet

Life Re