
Sarah unpacks the breadth of Liability insurance at AXIS — from Employers’, Public and Products Liability to Environmental Impairment and Medical Malpractice.
AXIS Insights
Liability explained: exploring risks in the UK and International landscape
Liability remains one of the most fundamental and nuanced areas of insurance. The risks your customers carry are shaped by how they operate, who they employ, what they make, where they work, and the obligations they take on.
At AXIS Global Markets, Liability spans a broad range of exposures, from Employers, Public, and Products Liability through to Environmental Impairment and Medical Malpractice. Across these classes, we regularly see businesses whose activities do not fit neatly into standard categories.
This five-part series explores these key liability classes through a practical lens, drawing on underwriting experience from the AXIS Global Markets Liability team. Strong outcomes are built on strong information.

Employers' Liability Insurance: understanding workforce exposure in practice
By: Kerry Banks, Underwriting Manager – UK and ROI Liability, and Stella Baskerville, Underwriting Manager – International Liability, Global Markets

Public Liability Insurance: understanding exposure in everyday operations
By: Kerry Banks, Underwriting Manager – UK and ROI Liability, and Stella Baskerville, Underwriting Manager – International Liability, Global Markets

Products Liability Insurance: following the risk through the supply chain
By: Kerry Banks, Underwriting Manager – UK and ROI Liability, and Stella Baskerville, Underwriting Manager – International Liability, Global Markets

Medical Malpractice: understanding risk in complex care environments
By: Elizabeth Levett, Underwriting Manager – Medical Malpractice, Global Markets

Environmental Impairment Liability (EIL) Insurance: managing pollution risk with greater clarity
By: Arnold, Toby, Underwriting Manager – International Environmental Liability, Global Markets
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∗Claims examples may be based on actual cases, composites of actual cases or hypothetical claim scenarios and are provided for illustrative purposes only. Facts have been changed to protect the confidentiality of the parties. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.
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