Unfortunately accidents happen. If an employee suffers one, it's crucial that organizations have financial protection to cover potential liabilities and damages. AXIS offers all types of companies personal accident insurance and reinsurance on a direct and facultative basis. Our products include accidental death insurance, permanent total disablement insurance, temporary total disablement (income replacement) insurance, medical expenses and aviation loss of license. Each of our innovative products provides financial protection for clients. We cover a wide range of benefits, costs and specialist services in the event of illness or bodily injury leading to death, disability or disablement. What's more, AXIS has a wealth of experience in writing direct and facultative reinsurance personal accident business with both Lloyd's and non-Lloyd's capacity. If a claim should ever occur, brokers and clients can also rely on it being resolved effectively by our team of claims specialists.